9 Car Insurance Companies That Offer Military Discounts

Posted by Lauren Schneider on Monday, June 22nd, 2020 at 9:39am.

Car Insurance Companies With Military DiscountsNational, regional, and local companies honor U.S. military personnel, their families, and veterans in many ways. Insurance companies often provide military discounts for car insurance and other policies. When looking for car insurance with military discounts in Colorado Springs, consider the following companies.


USAA (United Services Automobile Association) has served the military community and their families since 1922. USAA offers military discounts for car insurance that may include but are not limited to:

  • Military installation discounts: save up to 15 percent when the vehicle is garaged on base
  • Vehicle storage discounts: up to 60-percent discount when storing an insured car
  • Accident forgiveness
  • Bundling options with homeowners or renters insurance

Armed Forces Insurance

The Armed Forces Insurance was founded in 1887 “to protect the property of those who protect our nation, providing premium quality, competitively priced property and casualty insurance to military professionals throughout the Armed Forces.” In addition to auto insurance, the company can help military personnel secure insurance for homes, property, and pets.


GEICO (Government Employees Insurance Company) was originally founded for U.S. government employees and military personnel. GEICO insures more than 28 million vehicles and offers discounts for military members and their families, auto + property bundling discounts, and emergency deployment insurance.

Direct Auto Insurance

Direct Auto Insurance offers active military members a discount of up to 25 percent on car insurance. Certain requirements may need to be met, and groups that may qualify include but are not limited to:

  • Coast Guard
  • National Guard
  • US Air Force, Army, Navy, and Marine Corps
  • Reserves


The Progressive company is an online insurance provider that offers a military discount on car insurance for active-duty personnel and veterans. The discount may be as much as 15 percent, but it varies depending on the participating state and policies. National Guard and Army Reserve members also may eligible for these discounts.

Liberty Mutual

While the Liberty Mutual company does offer military discounts for car insurance, coverage and discounts may vary by location and other policy factors. The average military discount for car insurance is 10 percent.

Farmers Insurance

The Farmers Insurance Group is the largest of the three biggest insurance companies in the United States. It offers a military discount for car insurance that depends on the policyholder's location and other factors like driving record. Farmers Insurance is considered a “military friendly” company.


Nationwide is an insurance company based in Columbus, Ohio. Its military discount for active-duty service members and veterans varies but is based on state restrictions and policy. If interested in Nationwide insurance military discounts, it's recommended to call and speak to a customer service representative or local agent to determine eligibility for rate reductions and savings.


One of the larger insurance companies in the United States, Allstate does offer car insurance with military discounts for current military personnel. However, the rates vary by city/state, driving record, and several other factors.

If an insurance company does not appear above, it doesn't necessarily mean that a military discount for car insurance isn't offered. Rates and policy discounts change frequently, so it's advisable to call and ask directly about military discounts for active-duty and veterans. Additionally, companies that currently offer auto insurance discounts for military members can change. They may increase the discount or discontinue, depending on many factors.

When looking for car insurance, it's always best to shop around and ask questions—especially for military discounts. This is a great site to peruse if you are interested in the best insurance providers for active military and veterans

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